These Terms and Conditions apply to the use of this Website. In using this Website and any of our products and services, you agree to be bound by these Terms and Conditions. If you do not accept these Terms and Conditions, you must refrain from using the Website or any of our products and services.

1. Definitions
In these Terms and Conditions:

1.1 “Consumer Guarantees” means any non-excludable warranty, term or guarantee implied by the Australian Consumer Law in the Competition and Consumer Act 2010 (Cth) or comparable state and territory fair trading legislation.

1.2 “we”, “us”, “our” and “Interloans” are references to WCF Interloans Pty Ltd ACN 000 000 000 trading as “Interloans”.

1.3 “Website” means our website located at; and

1.4 “you” and “your” are references to you as the user of the Website.

2. Your use of the Website

2.1 You are provided with access to and are authorised to download or print a copy of material contained on this Website only for your personal use. You may not, without our written permission, on-sell any information obtained from this Website. You may not use any data mining robots or other extraction tools, nor metatag or mirror the Website without our prior written permission.

2.2 You must take your own precautions to ensure that the process which you employ for accessing this Website does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. We do not accept responsibility for any interference or damage to your own computer system which arises in connection with your use of this Website or any linked website.

2.3 You must not use this Website:
(a) in breach of any laws or regulations;
(b) to transmit unsolicited emails/spam; or
(c) to defame, abuse, harass, threaten or otherwise harm any person.

3. Links

3.1 This Website may contain links to other websites (“linked websites”). Those links are provided for convenience only and may not remain current or be maintained. We are not responsible for the content or privacy practices associated with linked websites.

3.2 Our links with linked websites should not be construed as an endorsement, approval or recommendation by us of the owners or operators of those linked websites, or of any information, graphics, materials, products or services referred to or contained on those linked websites, unless and to the extent stipulated to the contrary.

3.3 You may link to our Website with our written consent. Any such linking will be entirely your responsibility and at your expense. By linking, you must not alter any of our Website’s contents including any intellectual property notices and you must not frame or reformat any of our pages, files, images, text or other materials.

4. Privacy Policy

4.1 You acknowledge that we handle personal information in accordance with our privacy policy which appears on our Website and may be accessed here

5. Termination of Access

5.1 The operation of, and your access to this Website may be terminated (whether temporarily or permanently) at any time by us without notice. Those of the Terms and Conditions that are capable of surviving termination will survive any such termination.

6. Governing Law
These Terms and Conditions are governed by the laws in force in Victoria, Australia.

7. Amendments to Terms and Conditions

We reserve the right to amend these Terms and Conditions from time to time. Amendments will be effective immediately upon notification on this Website. If you have bookmarked this Website or these Terms and Conditions you will need to ensure that the bookmarked version has been updated so that you are complying with the most recent version of these Terms and Conditions, as your access to and use of the Website is governed by the most recent version. Your continued use of the Website following such notification will represent an agreement by you to be bound by the Terms and Conditions, as amended.

8. Interpretation

8.1 In these Terms and Conditions:
(a) a reference to any law, legislation, legislative provision, statute, regulation or code includes any statutory modification, amendment or re–enactment, and any subordinate legislation or regulations issued under that legislation or legislative provision, and any re-statement of a code;
(b) an expression importing a natural person includes any company, trust, partnership, joint venture, association, body corporate or governmental agency; and
(c) a reference to the word “include” or “including” is to be interpreted without limitation